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* Annual Percentage Yield (APY) is accurate as of 02/17/2015. Rates on CDs are fixed for the term of the CD at the time of opening. For all other interest bearing accounts, the interest rate may change after account is opened. Rates offered are subject to change at any time without prior notice. Fees and early withdrawal penalties could reduce earnings on the account. See Product Information for other terms and conditions.

Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: www.fdic.gov. To calculate insurance for other deposits using the FDIC's online Electronic Deposit Insurance Estimator (EDIE), visit, www.fdic.gov/EDIE.

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