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RECEIVABLES


Accelerate and effectively manage your receivables with solutions that expand payment options for your customers while streamlining your back-office.

We offer customized treasury management solutions to manage business receivables, including:

  • ACH
  • xPress Deposit (remote check capture)
  • Lockbox and Wires (domestic and international)
  • Merchant Services
  • Cash Vault Services
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Efficient management of your business receivables can have a positive effect on cash flow and profitability. Here are a few ways Pacific Mercantile can customize an accounts receivable solution for your business.

ACH is a cost effective method for managing incoming payments.

  • Use ACH to receive payment for services either directing your clients to remit via ACH or initiate a pre-authorized debit to pull the money from your client or vendor.

xPress Deposit streamlines check deposits from a remote office location.

  • Utilize a compatible desktop scanner that connects to your PC and the internet to scan and deposit checks.
  • Increase employee efficiency and reduce labor cost, thus freeing up staff for other tasks.
  • Deposit checks when it’s convenient for you.
  • Multi-layers of security including password protection, 128-bit encryption and firewalls.

Lockbox is one of the most widely used tools for accelerating cash flow.

  • Streamline deposit remittances and benefit from same day credit for deposits while improving back office efficiency.
  • Enjoy secure Web-based intra-day access to deposit information.
  • Quickly download or view check and payment coupon images.
  • Eliminate waiting for the mail and the use of couriers.

Wires, both domestic and international, enable same-day funds transfers of payments due to you.

  • Incoming wire detail available online

Merchant Services

  • Reduce payment float by accepting card payments for e-commerce, B2B, retail and recurring subscription sales.
  • Expand sales opportunities by processing payments online, in-person, by phone or mobile device.

Cash Vault Services

  • Onsite cash vault with cash dispensing capabilities can be installed at your location.
  • Traditional cash vault services available with courier pick-up and delivery.

Contact us to learn more:

  • Lorraine Lopez, AVP/Treasury Management Advisor

    909.937.7271
  • Barbara Mac Dermot, VP/Senior Treasury Sales Associate

    858.320.8401
  • Shamara Vizcarra, EVP/Head of Operations & Client Experience

    714.438.2629

Or to connect with a senior banker in your area, call one of our Regional Managers:

  • All Regions

  • 714.277.1495
  • Century City Region

  • Jose Marquez, Senior Vice President, Regional Manager

    310.860.3027
    [Learn more about Jose]
  • Costa Mesa Region

  • James Lee, Senior Vice President, Regional Manager

    714.438.2624
    [Learn more about James]
  • Newport Beach Region

  • 949.467.2229
  • Irvine Spectrum Region

  • Marcelo Mills, Senior Vice President, Regional Manager

    949.487.4210
    [Learn more about Marcelo]
  • La Habra Region

  • Dawn F. Stille, Senior Vice President, Regional Manager

    562.690.7117
    [Learn more about Dawn]
  • Ontario Region

  • Mark Martinez, Vice President, Regional Manager

    909.937.7273
    [Learn more about Mark]
  • San Diego Region

  • Lisa Wright, Senior Vice President, Regional Manager

    858.320.8410
    [Learn more about Lisa]