Treasury Management Solutions that meet the evolving needs of your business.
Pacific Mercantile Bank’s Treasury Management products and services give you technology and security designed to help you grow your business. Starting with our robust, user-friendly Business Online Banking platform, our goal is to provide you with tailored tools and automation to save time, improve cash flow, and simplify operations.
Online & Mobile Business Banking
to get it done anywhere
Automate your Accounts Payable process by linking your existing accounting software with eConnectPay, saving you time and money. Get workflow and document management for invoices and payments, or just payments.
Vendor payments can be precisely timed and future-dated to ensure maximum control over outgoing cash.
Run payroll your way. We partnered with Paychex to relieve the everyday pressure of running your business. Intuitive and easy-to-use, Paychex will simplify your day and provide support when you need it.
Do-it-yourself or get dedicated payroll specialist assistance. Either way, stay compliant. Rely on experts, who monitor employment and regulatory developments to help keep you updated with ever-changing laws.
Turn AP into a profit machine and improve vendor management
Generate incremental revenue & profits with a commercial credit card, and your AP procedure will streamline itself. We’ll help you select the vendors that will create the most profit.
Risk of payment fraud is lowered significantly while reporting is improved.
Automatic matching of checks & ACH payments using payee name, check number and dollar amount.
Online and/or email notification of check and ACH exceptions; you decide which items should be paid or returned. Includes easy-to-use check file transmission, exception reports and disposition instructions.
Xpress Deposit – Easy remote deposit for later, same-day processing
No need for “I have to go to the bank.” Make check deposits from the convenience of your office, using a Bank-provided scanner. Minimal training required.
Multiple accounts can be tied to a single scanner; submission of duplicate deposits are prevented. Extended deposit deadline up to 7PM PST for same-day processing.
Redirect your focus from protecting your cash − and making sure you have enough cash on hand − to growing your business by integrating Smart Safe and armored transportation.
Simple and secure, the Smart Safe resides at your location and reports back to PMB when you deposit cash, enabling immediate availability of those funds in your account. Its small footprint expedites installation; and rugged construction deters unauthorized access. All funds guaranteed against loss, robbery, or theft.