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ASSET BASED LENDING


Increase your company's borrowing power through asset based lending. An asset based lending line of credit can be an ideal solution for:

  • High growth companies
  • Companies that borrow continuously throughout the year
  • Companies with highly seasonal business cycles
  • Companies that may want to secure other assets for borrowing capacity
  • Companies on the path to improved cash flow or financial strength that are looking to transition out of a finance company and work with a bank.

We offer a wide range of asset based lending services:

  • Revolving lines of credit secured by accounts receivable and inventory
  • Export-Import Bank lines based on foreign receivables and inventory
  • International letters of credit activity
  • Term loans secured by other corporate assets
  • Cash flow lending in conjunction with an asset based structure
  • Bank refinancing of existing senior or subordinated debt held by non-bank lenders

If these services seem to be a good fit for your company, we would like to explore how we might help you increase your company's borrowing power.

Pacific Mercantile Bank’s Asset Based Lending Division understands the broader business challenges facing small- to mid-sized companies. We are able to monitor credit and collateral, allowing us to underwrite loans that are typically outside traditional lending criteria. We take the time to thoroughly understand your business so that we can offer creative and flexible working capital financing solutions.

Contact us to learn more:

Or to connect with a senior banker in your area, call one of our Regional Managers:

  • All Regions

  • 714.277.1495
  • Century City Region

  • Jose Marquez, Senior Vice President, Regional Manager

    310.860.3027
    [Learn more about Jose]
  • Costa Mesa Region

  • James Lee, Senior Vice President, Regional Manager

    714.438.2624
    [Learn more about James]
  • Newport Beach Region

  • 949.467.2229
  • Irvine Spectrum Region

  • Marcelo Mills, Senior Vice President, Regional Manager

    949.487.4210
    [Learn more about Marcelo]
  • La Habra Region

  • Dawn F. Stille, Senior Vice President, Regional Manager

    562.690.7117
    [Learn more about Dawn]
  • Ontario Region

  • Mark Martinez, Vice President, Regional Manager

    909.937.7273
    [Learn more about Mark]
  • San Diego Region

  • Lisa Wright, Senior Vice President, Regional Manager

    858.320.8410
    [Learn more about Lisa]