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Increase your company's borrowing power through asset based lending. An asset based lending line of credit can be an ideal solution for:

  • High growth companies
  • Companies that borrow continuously throughout the year
  • Companies with highly seasonal business cycles
  • Companies that may want to secure other assets for borrowing capacity
  • Companies on the path to improved cash flow or financial strength that are looking to transition out of a finance company and work with a bank.

We offer a wide range of asset based lending services:

  • Revolving lines of credit secured by accounts receivable and inventory
  • Export-Import Bank lines based on foreign receivables and inventory
  • International letters of credit activity
  • Term loans secured by other corporate assets
  • Cash flow lending in conjunction with an asset based structure
  • Bank refinancing of existing senior or subordinated debt held by non-bank lenders

If these services seem to be a good fit for your company, we would like to explore how we might help you increase your company's borrowing power.

Pacific Mercantile Bank’s Asset Based Lending Division understands the broader business challenges facing small- to mid-sized companies. We are able to monitor credit and collateral, allowing us to underwrite loans that are typically outside traditional lending criteria. We take the time to thoroughly understand your business so that we can offer creative and flexible working capital financing solutions.

Contact us to learn more:

Or to connect with a senior banker in your area, call one of our Regional Managers:

  • All Regions

  • 714.277.1495
  • Costa Mesa Region

  • 714.438.2624
  • La Habra Region

  • Dawn F. Stille, Senior Vice President, Regional Manager

    [Learn more about Dawn]
  • Ontario Region

  • Mark Martinez, Vice President, Regional Manager

    [Learn more about Mark]
  • San Diego Region

  • Lisa Wright, Senior Vice President, Regional Manager

    [Learn more about Lisa]