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  • CD Interest Rates
  • 1 Year … 0.65 APY*
    2 Year … 0.80 APY*
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© Copyright 2014. Pacific Mercantile Bank. All rights reserved.

** Premium Interest Checking Account Plus Details - Annual percentage yield (APY) is based on an average daily balance of $25,000 to $124,999. The interest rate is available only on personal checking accounts. Minimum Transaction Requirements: One (1) Deposit to the Account Monthly. Five (5) Debits Monthly (for example, Point of Sale Transactions, Online Bill Payments, Checks or payments through an Automated Clearing House). Note: ATM transactions do NOT count toward this requirement. One (1) Bill Payment Monthly payable to a third party using PMB’s Online Banking Service. Enroll in Pacific Mercantile Bank’s (PMB’s) Online Banking service within 10 calendar days of opening account. PMB will reimburse (8) Automated Teller Machine (ATM) fees per statement cycle, up to $25.00 in fees. The interest rate and APY on this account may change after account opening and the minimum opening deposit is $100.00.

Interest Rate APY Minimum average daily balance to earn interest rate and APY
0.15% 0.15% Up to but not exceeding $1,499.99
0.50% 0.50% $1,500.00 and above, but not exceeding $24,999.99
1.00% 1.00% $25,000.00 and above, but not exceeding $124,999.99
0.50% 0.50% Above $125,000.00

* Annual Percentage Yield (APY) is accurate as of 04/15/2014. Rates on CDs are fixed for the term of the CD at the time of opening. For all other interest bearing accounts, the interest rate may change after account is opened. Rates offered are subject to change at any time without prior notice. Fees and early withdrawal penalties could reduce earnings on the account. See Product Information for other terms and conditions.

FDIC Deposit Insurance Coverage
All deposits at Pacific Mercantile Bank are insured up to at least $250,000 per depositor. Note: The standard maximum deposit insurance amount is $250,000 per depositor, per insured bank, for each ownership category.

Effective January 1, 2013, all funds in a non-interest bearing transaction account (including an IOLTA) will be FDIC insured up to the legal maximum of $250,000 for each ownership category. The temporary unlimited coverage for non-interest bearing transaction accounts is scheduled to expire on December 31, 2012. For more information, please visit:

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