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Personal Net Savings Account
This account is an ideal place to earn interest but still have ready access to funds
if the need arises. Open this account with just $250.00 and start managing your
cash flow today.
- Free unlimited deposits
- Up to six withdrawals per month
- FDIC insured
- Access to your account information using our Online Banking Solution
- Transfer funds to and from this account conveniently and easily online
- Download account information to QuickBooks or MS Money in one easy step
- E-mail alerts automatically sent when your balance goes above or below dollar amounts
you specify
- View up to 24 months of statements online
- Conduct business online, through the mail (use our free bank-by-mail envelopes)
or at any of our convenient Financial Centers.
- Use Online Bill Pay and other cash management tools for small additional fees
| Personal Net Savings | Interest Rate | APY* | |
Less than $249.99 | 0.00%
|
None
| |
$250.00 or above
| 0.20%
| 0.20%
|
* Annual Percentage Yield (APY) is accurate as of
01/31/2012. Rates on CDs are fixed for
the term of the CD at the time of opening. For all other interest bearing accounts,
the interest rate may change after account is opened. Rates offered are subject
to change at any time without prior notice. Fees and early withdrawal penalties
could reduce earnings on the account. See
Product Information for other terms and conditions.
This account has the following transaction restrictions and charges:
- Limit of six withdrawals, transfers to another Pacific Mercantile Bank account,
or electronic (ACH) debit transactions allowed per month.
- Debits in excess of the maximum will be assessed a fee of $15.00
each.
Terms and Conditions
Product Information
Schedule of Fees and Charges
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