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Personal Net Certificates of Deposit
Earn the highest interest rates Pacific Mercantile Bank offers for funds on deposit. 

Features
  • No fees associated with these accounts
  • Choose the term that’s right for you, from 30 days to 5 years
  • FDIC insured
  • The interest earned can be transferred monthly to any other PMB account
  • Access to your account information using our Online Banking Solution
  • Download account information to Intuit QuickBooks® or Microsoft® Money in one easy step
  • Conduct business online, through the mail (use our free bank-by-mail envelopes) or at any of our convenient Financial Centers.


Account Comparison

Personal Certificate of DepositMinimum DepositInterest RateAPY*
3 Month CD $10,000.000.30% 0.30%
6 Month CD $10,000.000.36% 0.36%
12 Month CD $10,000.001.14% 1.15%
18 Month CD $10,000.001.65% 1.66%
24 Month CD $10,000.001.67% 1.68%
36 Month CD $10,000.001.67% 1.68%
60 Month CD $10,000.001.67% 1.68%

* Annual Percentage Yield (APY) is accurate as of 7/29/2010. Rates on CDs are fixed for the term of the CD at the time of opening. For all other interest bearing accounts, the interest rate may change after account is opened. Rates offered are subject to change at any time without prior notice. Fees and early withdrawal penalties could reduce earnings on the account. See Product Information for other terms and conditions.

Disclosures:

Terms and Conditions | Product Information | Schedule of Fees and Charges | Funds Availability


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