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Personal High Performance Money Market Savings Account

You want every dollar working. This account earns interest and has limited check writing capability. Open this account with just $25,000.00 and start managing your cash flow today.

Features

  • Access to your account information using our Online Banking Solution
  • Free unlimited deposits
  • Make up to six withdrawals per month
  • Transfer funds to and from this account conveniently and easily online
  • Download account information to Intuit QuickBooks in one easy step
  • E-mail alerts automatically sent when your balance goes above or below dollar amounts you specify
  • View up to 24 months of statements online
  • FDIC insured
  • Conduct business online, through the mail (use our free bank-by-mail envelopes) or at any of our convenient Financial Centers.

Monthly Fee

  • All of the above features are included in the low monthly fee of $25.00. We will waive the fee each month you maintain a minimum balance of just $25,000.00 in your account.

Interest Rate

Personal High Performance Money Market SavingsInterest RateAPY*
Less than $24,999.99 None None
$25,000.00 to $99,999.990.10% 0.10%
$100,000.00 to $249,999.990.20% 0.20%
$250,000.00 to $499,999.990.25% 0.25%
$500,000.00 to $999,999.990.31% 0.31%
$1,000,000.00 or above 0.41% 0.41%

* Annual Percentage Yield (APY) is accurate as of 12/16/2014. Rates on CDs are fixed for the term of the CD at the time of opening. For all other interest bearing accounts, the interest rate may change after account is opened. Rates offered are subject to change at any time without prior notice. Fees and early withdrawal penalties could reduce earnings on the account. See Product Information for other terms and conditions.



This account has the following transaction restrictions and charges:
  • Limit of six withdrawals, transfers to another Pacific Mercantile Bank account, or electronic (ACH) debit transactions allowed per month.
  • Debits in excess of the maximum will be assessed a fee of $25.00 each.
Disclosures:

Terms and Conditions
Product Information
Schedule of Fees and Charges

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