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Personal Checking Accounts

Financial needs vary and even change over time. That's why Pacific Mercantile Bank has several checking account choices. Select the account that meets your personal requirements. All of our accounts include the following services:

  • View your account activity on line at any time, including images of the front and back of checks that have paid against the account
  • Pay bills or anyone electronically for free
  • View your account history
  • Automatically update your account reconciliation on Intuit QuickBooks® and Microsoft® Money
  • Email alerts notify you when your account balance goes above or below dollar amounts you have specified

Personal Net Image Interest Checking – This account pays interest and still allows you to write checks and make deposits per month for free.

  • The Minimum Balance to Open - $1,500.00
  • A service charge fee of $10.00 will be imposed every monthly statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.

Personal Basic Money Market

  • The Minimum Balance to Open - $2,500.00
  • A service charge fee of $15.00 will be imposed every monthly statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.

Personal High Performance Money Market

  • The Minimum Balance to Open - $10,000.00
  • A service charge fee of $25.00 will be imposed every monthly statement cycle if the balance in the account falls below $10,000.00 any day of the cycle.

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