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Personal Certificates of Deposit

Earn the highest interest rates Pacific Mercantile Bank offers for funds on deposit.

Features

  • No fees associated with these accounts
  • Choose the term that’s right for you, from 14 days to 5 years
  • FDIC insured
  • The interest earned can be transferred monthly to any other PMB account
  • Access to your account information using our Online Banking Solution
  • Download account information to Intuit QuickBooks® or Microsoft® Money in one easy step
  • Conduct business at any of our convenient Financial Centers.

Account Comparison

Personal Certificate of DepositMinimum DepositInterest RateAPY*
14 Days $1,000.000.06% 0.06%
30 Days $1,000.000.06% 0.06%
60 Days $1,000.000.06% 0.06%
90 Days $1,000.000.39% 0.39%
120 Days $1,000.000.39% 0.39%
180 Days $1,000.000.55% 0.55%
270 Days $1,000.000.55% 0.55%
365 Days $1,000.000.79% 0.79%
2 Years $1,000.000.93% 0.93%
3 Years $1,000.000.95% 0.95%
5 Years $1,000.000.97% 0.97%

Personal Jumbo Certificate of DepositMinimum DepositInterest RateAPY*
14 Days $100,000.000.09% 0.09%
30 Days $100,000.000.09% 0.09%
60 Days $100,000.000.11% 0.11%
90 Days $100,000.000.42% 0.42%
120 Days $100,000.000.42% 0.42%
180 Days $100,000.000.58% 0.58%
270 Days $100,000.000.58% 0.58%
365 Days $100,000.000.82% 0.82%
2 Years $100,000.000.96% 0.96%
3 Years $100,000.001.00% 1.01%
5 Years $100,000.001.02% 1.03%

* Annual Percentage Yield (APY) is accurate as of 08/19/2014. Rates on CDs are fixed for the term of the CD at the time of opening. For all other interest bearing accounts, the interest rate may change after account is opened. Rates offered are subject to change at any time without prior notice. Fees and early withdrawal penalties could reduce earnings on the account. See Product Information for other terms and conditions.


Disclosures:

Terms and Conditions
Product Information
Schedule of Fees and Charges

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