As you move through the different stages of your life, your banking needs change.
That’s why Pacific Mercantile Bank offers several choices when it comes to deposit
accounts for your personal funds. Choose just one account of the combination of
these accounts that best meet your needs. You can see all your balances on one web
site screen, safely and securely, right from any PC with an internet connection.
Account choices include:
Personal Checking – write checks, make deposits.
Choose the account that’s right for you based on your volume. Have compete flexibility
to use the funds as needed.
Personal Savings – designed for your excess cash
so every dollar can be working to earn interest. Savings accounts allow deposits
and withdrawals at any time and for any amount.
Personal Certificates of Deposit – if you know you
have extra cash you won’t need for a specific amount of time, choose a certificate
of deposit for a fixed term and you will earn a higher rate of interest.
Personal Money Market Accounts – designed
for the individual that saves money regularly but only withdraws cash a few times
each month. Earn a higher rate of interest when you can plan your withdrawal needs.
Individual Retirement Accounts (IRAs) – earn the
highest interest on funds you save for retirement, home purchase or college tuition.
If you are eligible to establish an IRA (your tax advisor should confirm your eligibility),
you can begin saving for the future now.
Open your account now