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Personal Accounts

As you move through the different stages of your life, your banking needs change. That’s why Pacific Mercantile Bank offers several choices when it comes to deposit accounts for your personal funds. Choose just one account of the combination of these accounts that best meet your needs. You can see all your balances on one web site screen, safely and securely, right from any PC with an internet connection. Account choices include:

Personal Checking – write checks, make deposits. Choose the account that’s right for you based on your volume. Have compete flexibility to use the funds as needed.

Personal Savings – designed for your excess cash so every dollar can be working to earn interest. Savings accounts allow deposits and withdrawals at any time and for any amount.

Personal Certificates of Deposit – if you know you have extra cash you won’t need for a specific amount of time, choose a certificate of deposit for a fixed term and you will earn a higher rate of interest.

Personal Money Market Accounts – designed for the individual that saves money regularly but only withdraws cash a few times each month. Earn a higher rate of interest when you can plan your withdrawal needs.

Individual Retirement Accounts (IRAs) – earn the highest interest on funds you save for retirement, home purchase or college tuition. If you are eligible to establish an IRA (your tax advisor should confirm your eligibility), you can begin saving for the future now.

Open your account now

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