Pacific Mercantile Bank - Cash Management

Cash Management

Now businesses of any size can take advantage of cash management services previously available only to the largest companies. Our cash management experts will work closely with you to tailor services to your needs. And with our state-of-the-art Internet banking technology and the nearest branch is as close as your PC.

Commercial customers can control multiple accounts and establish multiple privileges by user. Authorized users can also access account details, such as float balances and hold amounts, to assist with timely decisions about money management. Access control is set by the customer’s designated supervisor and can be changed at any time without Bank intervention.

Wire transfers via the Internet can be initiated by company staff with proper authority. Duties can be segregated so that one person can set up the wire and another person can approve the transaction.

Payroll and other tax payments can be initiated via your Pacific Mercantile online banking services.

Electronic Payroll

Transfer the net payroll amount to your employees’ checking or savings accounts at any U.S. financial institution.

Create ACH files and transmit them directly to Pacific Mercantile Bank for processing through the national ACH system. This service can be used to receive payment for services when pre-authorized by your customers.

For further information about cash management services, please contact a commercial banking officer.

Click here to find the nearest Pacific Mercantile Bank Financial Center.