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Schedule of Fees and Charges for All Accounts

Effective, 12/1/2011

(Refer to Truth-in-Savings for specific account fees)

ATM or Debit Card
  • Card or PIN Replacement per customer's request,
    standard delivery
  • Card or PIN Replacement per customer's request,
    express delivery
  • Transactions conducted at PMB location
  • International transaction – ATM/Debit Card
  • International transaction – Purchase



no charge
Cashier's Check / Money Order
  • Customer
  • Non-customer

  • Foreign (plus wire fees)
  • Incoming and Outgoing Domestic
       (plus cashier's check / wire fees)

All collections are subject to additional third-party fees not listed above

$55.00 + fees
$30.00 + fee
Deposited Related Fees
  • Telephone Transfers
  • Online Transfers (Cash Mgt relationship only)
  • External Transfers from Online Banking
  • Deposited checks/items returned unpaid
  • Deposit of Foreign Items in US Funds
    (based upon dollar amount of item)
    $0 - $1,000
    $1,001 - $ 25,000
    $25,000 - $100,000
    Greater than $100,000

$3.00 each
$12.00 each

Additional Services
Special Handling at customer's request
(in addition to Returned Item fee)
  • Deposited Items Returned instructions

  • Telephone or fax notification
  • Review of non-posted items with customer

$10.00 monthly fee per account
$2.00 per item
$1.00 per item
Document Copy Fees (copies of check, deposits or
  • Statement Copies
  • Copies of checks or deposited items
  • CD-ROM statement creation
  • Check Images on CD-ROM
  • Copies of items deposited
  • Research Fees

$1.00 per item
$0.50 per page
$30.00 per hour
Early Account Closure Fee (90 days or less) $25.00
  • Legal Process Fee (includes levy, writ, garnishment,
    subpoena, and other legal)
  • Legal review of documents (PMB accounts only)


Attorney fees + $150.00
Non-Sufficient Funds (NSF) and Uncollected Funds (UCF) Items (whether paid or returned) $35.00 each
Maximum NSF or UCF charge (personal accounts) $175.00 per day
Maximum NSF or UCF charge (business accounts) $350.00 per day
Overdrafts (created by check, in person withdrawal, ATM withdrawal or other electronic means) are accessed at the rate of:
  • Daily periodic rate .00049315

Note: The fact that we may honor withdrawal requests that overdraw the available account balance does not obligate us to do so later. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.
18% per annum
Other Service Fees
  • Notary Fee, per signature
  • Notice of Escheatment / Inactive Account Notice
  • Signature / Endorsement guarantee

$10.00 each
Check Image enclosure fee
no charge
Stop Payments/6 months duration
  • ACH and Check originated in-branch
  • ACH and Check originated from Bank's website/Cash
Two year duration (for business only)


Temporary Checks and/or Deposit Slips
  • One check or deposit slip, in branch use only
  • Personalized (external use)

$3.00 per page
Photocopies $0.50 per page
Verification of Deposit or Audit Confirmation
(includes Date of Death Letter, Estate Letter or Audit Confirmation)
  • Request from third-party (such as credit bureau or
    lender) that you have authorized for release of your
    account information
  • Research and Verification ($25.00 minimum charge)

$25.00 each request

$25.00 per hour

IRA Accounts
SEP IRA (one-time opening fee) for each SEP Employer Plan $50.00
Annual Maintenance Fee
  • Account Balance less than $25,000.00
  • Account Balance $25,000.00 or more

fee waived
Custodial Account Transfer 1st Financial Institution $50.00 each
Transfer(s) to additional Financial Institution $35.00 each
IRA Closing Fee prior to maturity
(in addition to early withdrawal penalties)

Safe Deposit Boxes
Contact branch for annual rental charged by box size
Key Deposit $20.00
Key Replacement $30.00
Drilling (minimum 3 day notice) $125.00
Emergency Drilling (less than 3 day notice) $200.00
Delinquent Rental 125% of Rental Due

Wire Transfers
Incoming Wire Transfers (waived for New Account
Opening Deposits, including Certificates of Deposit)
  • Incoming Domestic
  • Incoming International (through Fed; no special

Outgoing Wires Domestic
  • originated in-branch
  • originated from Bank's website/Cash Management

Outgoing Wires International US$ (standard-through
  • originated in-branch
  • originated from Bank's website/Cash Management

Outgoing Wires International in foreign dollar/plus costs
  • originated in-branch

$50.00 plus costs
Non standard international (disclosed prior to wire being sent) fee varies
SWIFT/Tracer Fee $20.00 each
Additional Message (each) $15.00

Check printing fees are determined by the check printer and these fees vary, depending upon style chosen and quantity printed.

All new accounts will be processed through a consumer reporting agency. All accounts closed for cause will be reported to a consumer reporting agency.

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