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Small Business Administration ("SBA") Loan Programs

Pacific Mercantile Bank, a U.S. Small Business Administration (“SBA”) Preferred Lender, is committed to supporting the growth of small businesses throughout its service area. We offer a variety of loan products under the U.S. Small Business Administration ("SBA") programs. SBA loans assist eligible small businesses by offering attractive interest rates and prevailing loan terms.

Our SBA Department provides professional and quick response to pre-qualify the applicants with local decision making. Each application receives the individualized attention it deserves; therefore we look at each loan application and structure it to fit your small business financing requirements.

SBA loans can be used to finance:

  • Machinery, equipment and inventory purchases
  • Construction and leasehold improvements
  • Commercial Real Estate acquisition or refinance
  • Working capital
  • Business acquisitions
  • Start-up companies (subject to specific qualifications)

We offer the following SBA loan programs:

  • SBAExpress Short-Term Financing Program
  • SBA 504 Fixed Asset Financing Program
  • SBA 7(a) Medium-Term Financing Program
  • PatriotExpress Short-term loans to Armed Forces veterans

Application Packet:

Applying for an SBA loan is easy. Simply print the appropriate application below, fill it out and fax it to one our SBA professionals listed below.

SBA Express Application SBAExpress Application
SBA 504 Application SBA 504 Application
SBA 7(a) Application SBA 7(a) Application
Patriot Express PatriotExpress

SBA Professionals



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