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Small Business Administration ("SBA") Loan Programs

SBA Preferred LenderPacific Mercantile Bank, a U.S. Small Business Administration (“SBA”) Preferred Lender, is committed to supporting the growth of small businesses throughout its service area. We offer a variety of loan products under the U.S. Small Business Administration ("SBA") programs. SBA loans assist eligible small businesses by offering attractive interest rates and prevailing loan terms.

Our SBA Department provides professional and quick response to pre-qualify the applicants with local decision making. Each application receives the individualized attention it deserves; therefore we look at each loan application and structure it to fit your small business financing requirements.

SBA loans can be used to finance:

  • Machinery, equipment and inventory purchases
  • Construction and leasehold improvements
  • Commercial Real Estate acquisition or refinance
  • Working capital
  • Business acquisitions
  • Start-up companies (subject to specific qualifications)

We offer the following SBA loan programs:

  • SBAExpress Short-Term Financing Program
  • SBA 504 Fixed Asset Financing Program
  • SBA 7(a) Medium-Term Financing Program
  • PatriotExpress Short-term loans to Armed Forces veterans
Lesley Lang-Lopez
SVP/Specialized Lending Manager
949 South Coast Drive, Suite 300
Costa Mesa, CA 92626
(714) 438-2514 office
(855) 261-3647 fax
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