Financing your business requires a strong understanding of its needs and the ability
to apply the specific solution that will work best. The lending experts at Pacific
Mercantile Bank have the experience and the resources to structure a customized
loan for you, whether the purpose is for expanding, purchasing equipment or just
managing your cash flow during business cycle fluctuations. Loan choices include:
Business Lines of Credit – have cash when you need it for short term working capital. Get a credit line up to $500,000 or more. Collateral requirements vary according to the structure of the line.
Term Loans – designed for business with equipment or permanent working capital requirements, term loans can be structured to give your business what it needs to grow.
Business Real Estate Loans – purchase a building or upgrade/expand the building you are in. Get preferred rates by using the equity in your business real estate.
Specialized Loan Products – business credit cards, international letters of credit, SBA loans and professional loans are some of the programs for which our lending officers can offer consultative services.
Loan Application – Applying for a business loan is easy.
Get help fast – talk to a business loan expert