Pacific Mercantile Bank
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Deposit Rates

Personal Net Image Interest CheckingInterest RateAPY*
Less than $1,499.99 None None
$1,500.00 or above 0.10% 0.10%

Personal Basic Money MarketInterest RateAPY*
Less than $2,499.99 None None
$2,500.00 to $24,999.990.10% 0.10%
$25,000.00 to $49,999.990.15% 0.15%
$50,000.00 to $99,999.990.25% 0.25%
$100,000.00 or above 0.50% 0.50%

Personal High Performance Money MarketInterest RateAPY*
Less than $9,999.99 None None
$10,000.00 to $99,999.990.43% 0.43%
$100,000.00 to $249,999.990.53% 0.53%
$250,000.00 to $499,999.990.79% 0.79%
$500,000.00 to $999,999.990.83% 0.83%
$1,000,000.00 or above 1.10% 1.11%

Personal Net SavingsInterest RateAPY*
Less than $249.990.00% None
$250.00 or above 0.20% 0.20%

Personal High Performance Money Market SavingsInterest RateAPY*
Less than $24,999.99 None None
$25,000.00 to $99,999.990.60% 0.60%
$100,000.00 to $249,999.990.85% 0.85%
$250,000.00 to $499,999.991.05% 1.06%
$500,000.00 to $999,999.991.06% 1.07%
$1,000,000.00 or above 1.10% 1.11%

Business Basic CheckingInterest RateAPY*
Any Amount None None

Business Interest CheckingInterest RateAPY*
Less than $4,999.99 None None
$5,000.00 or above 0.10% 0.10%

Business Analysis Checking AccountInterest RateAPY*
Any Amount None None

Attorney/Client TrustInterest RateAPY*
Less than $3,999.99 None None
$4,000.00 or above 0.10% 0.10%

Business Basic Money MarketInterest RateAPY*
Less than $2,499.99 None None
$2,500.00 to $24,999.990.10% 0.10%
$25,000.00 to $49,999.990.15% 0.15%
$50,000.00 to $99,999.990.25% 0.25%
$100,000.00 or above 0.50% 0.50%

Business High Performance Money MarketInterest RateAPY*
Less than $9,999.99 None None
$10,000.00 to $99,999.990.43% 0.43%
$100,000.00 to $249,999.990.53% 0.53%
$250,000.00 to $499,999.990.79% 0.79%
$500,000.00 to $999,999.990.83% 0.83%
$1,000,000.00 or above 1.10% 1.11%

Business Basic SavingsInterest RateAPY*
Less than $249.99 None None
$250.00 or above 0.20% 0.20%

Business High Performance Money Market SavingsInterest RateAPY*
Less than $24,999.99 None None
$25,000.00 to $99,999.990.60% 0.60%
$100,000.00 to $249,999.990.85% 0.85%
$250,000.00 to $499,999.991.05% 1.06%
$500,000.00 to $999,999.991.06% 1.07%
$1,000,000.00 or above 1.10% 1.11%

Personal Certificate of DepositMinimum DepositInterest RateAPY*
3 Month CD $10,000.000.20% 0.20%
6 Month CD $10,000.000.70% 0.70%
12 Month CD $10,000.000.95% 0.95%
18 Month CD $10,000.001.00% 1.00%
24 Month CD $10,000.001.17% 1.18%
36 Month CD $10,000.001.17% 1.18%
60 Month CD $10,000.001.17% 1.18%

Personal IRAMinimum DepositInterest RateAPY*
18 Month CD $7,500.001.20% 1.21%
2 Year CD $7,500.001.20% 1.21%
5 Year CD $7,500.001.20% 1.21%

Business Certificate of DepositMinimum DepositInterest RateAPY*
3 Month CD $10,000.000.20% 0.20%
6 Month CD $10,000.000.70% 0.70%
12 Month CD $10,000.000.95% 0.95%
18 Month CD $10,000.001.00% 1.00%
24 Month CD $10,000.001.17% 1.18%
36 Month CD $10,000.001.17% 1.18%
60 Month CD $10,000.001.17% 1.18%

* Annual Percentage Yield (APY) is accurate as of 01/31/2012. Rates on CDs are fixed for the term of the CD at the time of opening. For all other interest bearing accounts, the interest rate may change after account is opened. Rates offered are subject to change at any time without prior notice. Fees and early withdrawal penalties could reduce earnings on the account. See Product Information for other terms and conditions.

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* Annual Percentage Yield (APY) is accurate as of 01/31/2012. Rates on CDs are fixed for the term of the CD at the time of opening. For all other interest bearing accounts, the interest rate may change after account is opened. Rates offered are subject to change at any time without prior notice. Fees and early withdrawal penalties could reduce earnings on the account. See Product Information for other terms and conditions.